Tips for Filing a Fire Damage Claim

2/26/2020 (Permalink)

You can then focus on getting your business running again.

If a blaze destroys your Doylestown, PA, commercial building, you can file a fire claim with your insurance provider. Below are some tips for handling this process.

Contact the Insurance Company

Nowadays, there are several ways to contact your insurance provider. You can use the internet, a mobile app, or a traditional telephone. Tell the insurer where the fire was and provide both primary and backup contact information. You should then arrange to meet the adjuster at your building once it is safe to enter.

Photograph the Fire Damage

Avoid throwing out any items until the insurance adjuster has come to inspect your property. If you do have to discard some assets, be sure to take pictures of them to show them to the adjuster or upload online.

Don’t forget that your fire claim likely covers smoke damage, too. Photograph any belongings that have been harmed by soot or smoke, as well.

Secure Your Property

The last thing you want after a fire is for looters to come and steal your remaining belongings. Be sure to secure any broken roofs, windows or doors before the adjuster arrives. You can also make any temporary repairs that will limit additional fire or water damage.

Keep Track of Your Expenses

A commercial fire can be costly in several ways. Not only could you sustain harm to your property, but you may also have to temporarily run your business from a new location. You may also lose trucks or vans that you use to run your company. In addition, you might decide to hire a fire restoration company to assist with the cleanup. Be sure to document these expenses, as insurance money can help you pay for them.

By following the above steps, you can make the fire claim process go as smoothly as possible. You can then focus on getting your business running again.